You should give the funeral home the deceased person’s Social Security number if you want them to make the report. In most cases, the funeral home will report the person’s death to us. However, you cannot report a death or apply for survivors benefits online. We should be notified as soon as possible when a person dies. Each person’s situation is different and you need to talk to one of our claims representatives about your choices. Some survivors can get benefits if the worker has credit for 1 and 1/2 years of work (6 credits) in the 3 years just before their death.
But, the younger a person is, the fewer credits they must have for family members to receive survivors benefits. No one needs more than 40 credits (10 years of work) to be eligible for any Social Security benefit. The number of credits needed to provide benefits for survivors depends on the worker's age when they die. When your spouse has earned $6,560 they have earned their 4 credits for the year. In 2023, for example, your spouse can earn 1 credit for each $1,640 of wages or self-employment income. How Your Spouse Earns Social Security Survivors BenefitsĪ worker can earn up to 4 credits each year. That person must have worked long enough under Social Security to qualify for benefits. Just as you plan for your family's protection if you die, you should consider the Social Security benefits that may be available if you are the survivor - that is, the spouse, child, or parent of a worker who dies.
Note: Survivors born on January 1st should select the previous year. Find your full retirement age Year you were born:.
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